New purchase or existing, homeowner insurance can get confusing.
We've taken the time to make sure your policy and coverage details are easy to understand, leaving you with peace of mind security.
Property CoverageIncludes property inside the household and other contents belonging to your or your family. This covers everything inside and outside that you own.
Loss of UseThe unfortunate happens. Your house has been damaged to the point you can not live in it while repairs take place. This coverage helps pay for living expenses like staying at a hotel.
Personal LiabilitySomeone gets hurt while on your property and files a suit or claim against you. You are now protected from legal liability for bodily injury or property damage to others. Just remember, this does not cover dog bite. There is an additional coverage for that.
Medical PaymentsA guest gets hurt on your property, you've got it covered. This covers medical payments to others when you are not liable for their injury.
ClaimsAccidents happen, we make it easy to file a claim through your custom online portal. Upload all pictures and documents straight to the claims department.
FreedomChange your coverage or add a policy from anywhere. Insurance should be enjoyable not a struggle.
Inland to CoastalWe are excited to offer our customers the option to insure inland as well offer our no-distance to coast coverage.
Ordinance and LawCovers cost of reconstruction, repair or demolition that results from passed laws or ordinances.
Replacement CoverageProvides to-date value replacement cost for personal property.
Electronic CoverageCoverage for your computers and related equipment.
Animal LiabilityAs sweet as animals can be, they are also unpredictable sometimes. This covers you for bodily injury or damages caused by animals you own.
Personal CoverageProvides coverage for bodily injury and property damage sustained by others for which you or covered residents of your household are legally responsible.
Medical CoverageCoverage applies to the costs associated with injuries that happen to guests at your home, regardless of who is at fault. No pointing fingers here.
Water Backup and Sump PumpYou won't see this too often with other policies, but we provide coverage for loss caused from water which backs up through sewers, drains, or overflows from the sump.
Need help? Questions?
Would you like to speak to one of our Account Executive over the phone? Just submit your details in email and we'll get back to you.