Ohio
Ohio Homeowners Insurance
INSURANCE AND MORE
Living in Ohio means dealing with unpredictable weather, from heavy snowstorms to severe thunderstorms.
At Orion180, we provide robust homeowners insurance to safeguard your property and peace of mind. With our tailored coverage and exceptional service, you can weather any storm.
expect more.
Open the door to better home insurance with Orion180.
Here’s what sets Orion180 apart:
- Tailored Coverage: We go beyond one-size-fits-all policies. Our customizable options ensure your Ohio home receives the specific protection it deserves.
- People-First Approach: We prioritize clear communication and exceptional service. Our dedicated team is here to guide you through every step, from policy questions to the claims process. Our 2000+ 5-star google reviews speak for themselves; your peace of mind is our priority.
- Unwavering Financial Strength: As a fully licensed admitted carrier in Ohio, Orion180 boasts a Demotech, Inc. rating of A (Exceptional). This industry-recognized symbol of financial stability ensures we have the resources to fulfill our promises, even in the face of large-scale disasters. With over $140 million paid in claims to families like yours, we’re here to ensure you get back on your feet quickly.
Expect more from your
home insurance.
Be matched with a top-rated independent agent near you.
Our independent partner agents have been vetted for their expertise, integrity, and dedication to their community. So, they won’t recommend Orion180 unless it’s the best option for you.
Saving Money on Your Orion180 Home Insurance Policy
- Advanced quote benefits
- Claims-free rewards
- New Purchase Discounts
- Companion policy savings
- Golden Age discounts
- First Responder/Military discounts
- Tree-free yard incentives
- Water leak detection advantages
Frequently Asked Questions
1. What is the biggest threat severe weather poses to homes in Ohio?
Severe thunderstorms and heavy snowstorms can cause extensive damage to roofs, siding, and foundations.
2. How can I prepare my home for Ohio's severe weather?
There are several ways to prepare your home for Ohio’s weather challenges. Here are the key steps:
- Roof Maintenance: Ensure your roof is in good condition to withstand heavy snow and strong winds.
- Gutter Cleaning: Keep gutters clean to prevent water damage during heavy rainfalls.
- Tree Trimming: Regularly trim trees to avoid damage from falling branches during storms.
- Emergency Kit: Prepare an emergency kit with essentials in case of power outages or severe weather events.
3. What factors should I consider when choosing a roofing material for my Ohio home?
- Durability and Weather Resistance: Ohio’s weather can be tough on roofs. Consider materials like asphalt shingles, metal, or tile that can withstand severe weather conditions.
- Energy Efficiency: Reflective materials can help save on heating and cooling costs.
- Budget: Choose a material that fits your budget while offering the necessary protection.
4. What factors affect the cost of homeowner’s coverage?
The cost of homeowner’s coverage is influenced by several key factors, as every home is unique. Here are some considerations impacting your premium:
- Claim History: Past events help insurers predict future risk levels.
- Size, Age & Quality of the Home: Newer homes are often more cost-effective to insure due to lower risk of system failures.
- Property Condition: The state of the foundation, plumbing, electrical systems, and roof impacts coverage costs.
- Pets: Certain breeds or pets with a history of aggression can affect premiums due to liability concerns.
5. What steps can homeowners take to manage premium costs?
It’s important to understand that homeowner’s insurance is designed to protect against catastrophes, not minor repairs. To manage premium costs effectively:
- Prioritize routine maintenance to prevent small issues from escalating and potentially driving up repair costs.
- Avoid unnecessary claims by addressing minor problems promptly and responsibly.
New Agents
Partner With Us
If you are ready to Do More, Give More and Be More to your insureds, we invite you to partner with Orion180 and Expect More of your relationship with us. If you are already a trusted partner, we invite you to contact us for additional training on our products and technology; we are ready to Be More for you!