Take control of your homeowners insurance with FLEX. Adjust your deductible, lock in your premium, and choose what matters most.
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Serving Homeowners
Across Texas.
Orion180 delivers dependable home insurance to homeowners across Texas — with responsive claims, flexible coverage, and support you can count on from day one.
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Dependable Protection For Texas Homes.
Texas skies can shift from clear and bright to stormy in a heartbeat. Orion180 provides dependable home insurance built for year-round protection, backed by responsive claims and service you can count on.
COVERAGE AVAILABLE
Products And Solutions For Texas Homeowners.
FLEX Homeowners Insurance
Jewelry Insurance
Dependable protection for priceless treasures. Go beyond your policy with coverage for jewelry and valuables that matter.
Smart Technology
AI-enabled devices that help stop damage before it starts — monitoring, detecting, and protecting your home in real time.
FAQs
Common Questions About Homeowners Insurance In Texas.
What is Orion180’s FLEX Homeowners insurance?
Orion180 FLEX is an industry-changing homeowners insurance product built to offer more customization and control than a traditional policy. FLEX uses advanced risk modeling to provide coverage and pricing options based on your home’s specific characteristics and your personal risk tolerance.
How is FLEX different from a traditional homeowners insurance policy?
Traditional homeowners policies offer a traditional structure of coverages and deductible options. FLEX provides you with options — you can adjust key elements of your policy to reflect how you want to manage risk and premium. FLEX also enables Orion180 to offer insurance solutions in challenging markets where other carriers often limit coverage.
Why did Orion180 create FLEX?
The insurance market is evolving rapidly, with rising costs and increasing weather-related risks. FLEX was developed to give homeowners a modern insurance option that meets today’s needs — balancing flexibility, affordability, and dependable, protection.
What can be customized in a FLEX policy?
FLEX allows you to work with your agent to customize:
- Coverage A (dwelling coverage) — ensuring your home is insured for the proper rebuild value.
- Deductible options — higher or lower based on your budget and risk tolerance.
- Coverage limits for personal property and liability — tailored to your situation.
- Optional endorsements — to add protection where it matters most to you.
Who is FLEX designed for?
FLEX is built for homeowners who want more choice and transparency in how they manage risk — especially in today’s unpredictable insurance market. FLEX is a smart choice if you are:
- A value-conscious homeowner who wants to make informed trade-offs between coverage and premiums. A person who wishes to avoid paying for coverage which may not be needed.
- Living in a market with limited insurance options — FLEX provides coverage availability where traditional carriers may have stopped writing new policies.
- Financially savvy buyers — who understand their home’s risks and want the ability to fine-tune deductibles and coverage amounts based on their personal risk tolerance and budget.
- A buyer of a newer or well-maintained home — FLEX often provides more attractive options for newer homes, lower-risk properties, or homes with strong maintenance records — allowing you to benefit from responsible homeownership.
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