For the past several weeks, Orion180 has dissected the frontline strategies of our top-performing flood insurance agents—Chance Hazeltine (of Sarasota, FL), Jordan Altenhof (of Rockledge, FL), and Matthew Brooks (in Biloxi, MS). We have uncovered how they consistently turn flood insurance from an optional add-on into an essential protection product. This Success Stories blog series was built on the knowledge that flood insurance is the most critical financial recovery mechanism a homeowner can secure.
We began by establishing that waiting for a client to request flood coverage is a missed opportunity. Our top agents automate the process by running a flood quote in the background of every homeowners policy finalization, positioning it as an easy, cost-effective solution to a significant coverage gap.
We then debunked the fallacy that a low-risk property label provides true security. By educating clients that FEMA maps are often years out of date and fail to account for modern urban development and infrastructure stress, our agents turn a false sense of security into a recognized need for protection.
Following this, we challenged the narrative that flood insurance is a seasonal product. Given the rise of weather whiplash and infrastructure failures, risk is a year-round reality. By leveraging the shorter waiting periods of private flood insurance that is active in just 10 days, our agents provide immediate, actionable protection regardless of the calendar.
Finally, we shifted the focus from the storm to the aftermath. The core of this Flood insurance year-round quoting strategy is reframing the conversation: insurance is not just about water, but about how the client will afford to rebuild their life, equity, and routines when the water recedes.
As you compare options, Orion180 offers a superior alternative to the NFIP. The NFIP is a basic policy that often caps contents at actual cash value and offers no loss of use coverage. Orion180’s private flood offering provides the benefits of replacement cost on contents and expanded protections like debris removal and swimming pool cleanup. Furthermore, while the NFIP typically mandates a 30-day waiting period, our policies are active in just 10 days.
The common thread through these Flood Success Stories is precision and perspective. When you use Orion180’s rooftop-level geocoding, you move beyond broad assumptions and offer data-backed, property-specific protection.
Log in to your MY180 portal. Apply these tactics to help your clients secure a comprehensive financial recovery plan before the next flood event occurs.
