Brett Delo became an independent agent in 2018, and has developed expertise in managing high-net-worth and hard-to-place risk. He leverages this knowledge to help Orion180 partner agents navigate today’s market challenges.
Since Orion180 launched in Colorado in June, the market continues to demonstrate why flexibility matters.
Property risks overlap. Weather changes quickly. Rental-market conditions do not move in a straight line. Colorado agents need solutions that can respond to the property, the client, and the conditions in front of them.
Perils Don’t Follow a Schedule
Colorado’s recent weather offers a clear example.
In early June, severe thunderstorms developed across the I-25 corridor, bringing large hail, damaging winds, and the potential for isolated tornadoes. Reports near Denver included hail reaching approximately 1.75 inches, the size of a golf ball.
Weeks later, wildfire and water risk converged in southern Colorado. After the Aspen Acres fire burned through the region, the National Weather Service warned that thunderstorms could produce one to two inches of rain in an hour over the burn scar. The resulting runoff created an immediate risk of flash flooding and debris flows.
That is the Colorado risk picture: hail, wind, wildfire, and flooding can affect the same market within weeks, and one event can create exposure to another.
FLEX Home Insurance helps agents build eligible coverage around the individual property and policyholder. Optional perils, adjustable coverage limits, broad deductible choices, and an optional co-pay provide more ways to balance protection, risk, and premium. Private Flood Insurance gives agents another way to address an exposure excluded from standard homeowners coverage.
The objective is not to predict which peril comes next. It is to give agents more ways to prepare clients for the risks already in front of them.
The Rental Market Doesn’t Follow a Straight Line
The Colorado rental market is moving just as dynamically.
Also in June, the number of leased properties reported through REcolorado fell 18% year over year. Yet the median leased price increased 3% to $2,895, and properties leased in a median of 22 days—two days faster than the previous year. The median price per square foot declined 4%, while the price per bedroom increased, reflecting shifts in renter preferences and the mix of properties being leased.
For agents, these variations reinforce that there is no single landlord profile or rental-property strategy.
Some owners prioritize premium control. Others need broader protection for property, liability, or lost rental income. Rental terms, ownership structures, and property types also vary.
DP Landlord Insurance gives agents room to adapt. Selectable perils and coverages, deductible choices, an optional co-pay, and multiple roof settlement options help align protection with the property owner’s needs. Its eligibility also supports different rental terms, property configurations, and ownership structures.
Built to Keep Pace
Colorado is not static. Neither are its weather risks, rental properties, or client priorities.
Orion180’s connected ecosystem gives agents more ways to solve the situation in front of them. We launched in Colorado with flexible solutions. The market keeps proving why they belong here.
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