Homeowners need the protection offered by home insurance, but that protection has historically followed a one-size-fits-all model. FLEX Home Insurance from Orion180 offers you tailored coverage to meet your unique needs. Work with your agent to truly understand and control your policy. With FLEX, you can customize your coverage, adjust your deductible, and get dependable protection on your terms.
The FLEX Difference
FLEX gives you the freedom to choose how your home is protected. Build on top of basic perils by adding optional coverage. Select your preferred roof coverage option. Balance your deductible and premium, and even select a co-pay option. Build your policy based on your home and your needs.
Perils
A peril, in home insurance terms, is an event that might cause loss or damage to your property. With FLEX, you have more control over the types of perils that are included in your policy. Start with coverage from basic perils like fire and lightning, then add optional perils, like tornados, hail, and water damage coverage.
Deductibles
When you choose FLEX, you can choose from a wider deductible range than standard home insurance policies. Selecting a higher deductible gives you a lower annual premium, so FLEX allows you to find the right balance of cost and risk for your needs.
Optional Co-Pay
Add an optional co-pay to your policy for another lever to control your annual premium costs. The co-pay is the portion of the claim amount that a policyholder agrees to pay, after the deductible is applied.
Roof Coverage
Choose from Stated Value, Replacement Cost Value, or Actual Cost Value when determining your roof coverage. Tailor this protection to your roof’s structure, age, and condition.
Water Damage Coverage
FLEX offers customized coverage limits for water damage, protecting homes of all ages. Add AWTOS, our proprietary smart home device, to unlock better coverage and premium discounts. Orion180 policyholders qualify to get the AWTOS Water Turn-Off Valve at no cost!
The Orion180 Difference
We have a 97% first call resolution rate, our claims are resolved in an average of 14 days, and we’re proud to have a 4.8-star rating over more than 4,000 Google reviews. We bring you a better home insurance experience, and with FLEX that experience is completely customizable to your needs. Get a free quote today, or contact your agent today to get started!
