FLEX Homeowners Insurance
Strong and Flexible Protection That Gives You Choices!
What is FLEX homeowners insurance?
Orion180’s FLEX Policy takes a smarter and more flexible approach to home insurance. With FLEX, homeowners have the power to choose coverage options that fit their unique needs and budgets. Whether you’re protecting a new home or an aging property, FLEX gives you control, affordability, and peace of mind.
Why Choose FLEX Home Insurance?
Customizable Coverage Options
Start with essential protections like fire and lightning, then add perils such as wind, storms, water damage, and more.
Flexible Deductibles and Copays
Adjust your deductible and copay levels to balance cost savings and risk—tailoring financial responsibility to your needs.
Tailored Roof Coverage
Choose Replacement Cost Value (RCV), Actual Cash Value (ACV), or Stated Value to match your home’s unique requirements.
Loyalty Rewards
Earn rewards for staying claim-free, including premium refunds and deductible eliminations.
Rate Stability
Lock in your premium for two terms, providing predictable pricing and protection from unexpected increases.
Shared Risk for Greater Savings
Lower premiums with optional copay features, letting homeowners share in the financial responsibility while keeping costs manageable.
FLEX Highlights
- Build Your Coverage: Start with basic protections and customize the policy to include only the perils you need.
- Choose Your Financial Responsibility: Pick deductible and copay options that work for your budget.
- Enjoy Rate Stability: Lock in your premium for two terms with our rate stability guarantee.
- Earn Loyalty Rewards: Earn loyalty benefits like premium refunds for staying claim-free.
Â
Is FLEX right for you?
- Homeowners Seeking Customization: If you want to pay for only the coverage you need.
- Families with Older Homes: Tailored water damage coverage that adapts to your property’s condition.
- Homeowners Looking for Savings: Flexible deductibles and copays allow you to control your insurance costs.
Be matched with a top-rated independent agent near you.
Our independent partner agents have been vetted for their expertise, integrity, and dedication to their community. So, they won’t recommend Orion180 unless it’s the best option for you.
New Agents
Partner With Us
If you are ready to Do More, Give More and Be More to your insureds, we invite you to partner with Orion180 and Expect More of your relationship with us. If you are already a trusted partner, we invite you to contact us for additional training on our products and technology; we are ready to Be More for you!